Business Loan – AJ Wealth Creations

Fuel Your Business Growth with Tailored Business Loans!

Offering premium lending solutions, Urban Money assists diverse clients via comprehensive business loan services. Bridging the gap between lenders and loan providers, we ensure lightning-fast processing of business loans with minimal documentation and maximum efficacy.

Unlock Best Business Loan Offers From 10+ Lenders

Tata Capital Financial Services LTD Business Loan

Interest Rate

12% - 17.5%

Loan Amount

₹5L - ₹75L

EMI Per Lakh

₹2,224 - ₹2,512

Processing Fees

Up to 2.75% of the loan amount plus GST

Pre-Payment Charges

4.5% on future principal outstanding on existing loan plus GST

Kotak Bank Business Loan

Interest Rate

16% - 28%

Loan Amount

₹3L - ₹75L

EMI Per Lakh

₹2,432 - ₹3,114

Processing Fees

Up to 2%

Pre-Payment Charges

Up to 4% of outstanding amount.

YES Bank Business Loan

Interest Rate

16%

Loan Amount

Up to ₹50L

EMI Per Lakh

₹2,432

Processing Fees

Up to 2.5% of loan amount

Pre-Payment Charges

Part prepayment is not allowed

RBL Bank Business Loan

Interest Rate

14% - 26%

Loan Amount

₹1L - ₹35L

EMI Per Lakh

₹2,327 - ₹2,994

Processing Fees

2.5% of Loan amount for Business Loans (loan amount greater than Rs 25 lakh)

3% of Loan amount for small business Loans (Rs 5 lakh to Rs 25 lakh)

(No processing fee applicable for small business loans below Rs 5 lakh)

Pre-Payment Charges

Zero foreclosure permitted before repayment of 6 EMIs.

On payment of 7 to 18 EMIs – 5% of principal outstanding.

On payment of more than 18 EMIs – 3% of principal outstanding.

Note: The foreclosure charges are not applicable for facility sanctioned to MSMEs with floating interest rate loans and for fixed interest rate loans with loan amounts of up to Rs 50 lakh.

HSBC Business Loan

Interest Rate

13%

Loan Amount

Up to ₹75L

EMI Per Lakh

₹2,275

Processing Fees

Processing fee (% of sanction limit) 1%

Pre-Payment Charges

Prepayment / foreclosure charges for MSME 2%.

ICICI Bank Business Loan

Interest Rate

12.5% - 16%

Loan Amount

₹1L - ₹40L

EMI Per Lakh

₹2,250 - ₹2,432

Processing Fees

Up to 2% (plus applicable taxes) of the facility amount

Pre-Payment Charges

Charged as per the terms and conditions mentioned in the sanction letter.

No foreclosure charges for Micro and Small enterprises.

Union Bank of India Business Loan

Interest Rate

11.4% - 15.5%

Loan Amount

Up to ₹15L

EMI Per Lakh

₹2,194 - ₹2,405

Processing Fees

Up to 1% (Maximum Rs 7,500)

Pre-Payment Charges

There is no prepayment penalty if the loan is adjusted by the borrower from his/her own verifiable legitimate sources.

State Bank of India Business Loan

Interest Rate

11.2% - 16.3%

Loan Amount

Up to ₹50Cr

EMI Per Lakh

₹2,184 - ₹2,448

Processing Fees

Flat Rs 10,000

Pre-Payment Charges

NIL

Bank of India Business Loan

Interest Rate

10.2% - 12.95%

Loan Amount

₹5L - ₹5Cr

EMI Per Lakh

₹2,135 - ₹2,273

Processing Fees

Starting from ₹500 – 10,000

Pre-Payment Charges

--

Canara Bank Business Loan

Interest Rate

9.5% - 11.55%

Loan Amount

₹50K - ₹20Cr

EMI Per Lakh

₹2,100 - ₹2,202

Processing Fees

Up to 75% of applicable charges

Pre-Payment Charges

0.25% per lakh or part there of with a minimum of Rs. 500 or 1% of the loan amount

Punjab National Bank Business Loan

Interest Rate

8.15% - 15%

Loan Amount

₹50K - ₹15L

EMI Per Lakh

₹2,035 - ₹2,379

Processing Fees

Up to Rs.300/- per lakh or part thereof

Pre-Payment Charges

2% on the outstanding pre-paid

Bank of Baroda Business Loan

Interest Rate

6.75% - 13.5%

Loan Amount

₹5L - ₹50L

EMI Per Lakh

₹1,968 - ₹2,301

Processing Fees

Up to 3% of the loan amount

Pre-Payment Charges

Up to 12 months : 2% ,More than 12 months: Nil

Tata Capital Financial Services LTD Business Loan

Interest Rate

12% - 17.5%

Loan Amount

₹5L - ₹75L

EMI Per Lakh

₹2,224 - ₹2,512

Processing Fees

Up to 2.75% of the loan amount plus GST

Pre-Payment Charges

4.5% on future principal outstanding on existing loan plus GST

Ujjivan Small Finance Bank Business Loan

Interest Rate

22.9% - 23.1%

Loan Amount

₹5K - ₹1L

EMI Per Lakh

₹2,813 - ₹2,825

Processing Fees

Up to 2.50% of the loan amount + GST

Pre-Payment Charges

--

Digikredit-SME Corner Business Loan

Interest Rate

19%

Loan Amount

₹50K - ₹25L

EMI Per Lakh

₹2,594

Processing Fees

Up to 3% of the loan amount

Pre-Payment Charges

5% of the principal outstanding

Tata Capital Housing Finance Limited Business Loan

Interest Rate

19%

Loan Amount

₹5L - ₹75L

EMI Per Lakh

₹2,594

Processing Fees

Up to 2.75% of the loan amount plus GST

Pre-Payment Charges

Up to 2.75% of the loan amount plus GST Foreclosure charges

4.5% on future principal outstanding on existing loan plus GST

No foreclosure allowed for the first 9 months

Edelweiss Financial Services Business Loan

Interest Rate

18%

Loan Amount

₹3.5L - ₹25Cr

EMI Per Lakh

₹2,539

Processing Fees

Micro Million: Upto 3.5% of the loan amount + taxes

Pre-Payment Charges

4% of the principal amount + taxes

Loantap Credit Products Private Limited Business Loan

Interest Rate

18%

Loan Amount

₹50K - ₹2.5L

EMI Per Lakh

₹2,539

Processing Fees

Up to 3% of loan amountUp to 3% of loan amount

Pre-Payment Charges

--

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Fuel Your Business Growth with Tailored Business Loans!

Unlock Best Business Loan Offers From 10+ Lenders

Tata Capital Financial Services LTD Business Loan

Interest Rate

12% - 17.5%

Loan Amount

₹5L - ₹75L

EMI Per Lakh

₹2,224 - ₹2,512

Processing Fees

Up to 2.75% of the loan amount plus GST

Pre-Payment Charges

4.5% on future principal outstanding on existing loan plus GST

Kotak Bank Business Loan

Interest Rate

16% - 28%

Loan Amount

₹3L - ₹75L

EMI Per Lakh

₹2,432 - ₹3,114

Processing Fees

Up to 2%

Pre-Payment Charges

Up to 4% of outstanding amount.

YES Bank Business Loan

Interest Rate

16%

Loan Amount

Up to ₹50L

EMI Per Lakh

₹2,432

Processing Fees

Up to 2.5% of loan amount

Pre-Payment Charges

Part prepayment is not allowed

RBL Bank Business Loan

Interest Rate

14% - 26%

Loan Amount

₹1L - ₹35L

EMI Per Lakh

₹2,327 - ₹2,994

Processing Fees

2.5% of Loan amount for Business Loans (loan amount greater than Rs 25 lakh) 3% of Loan amount for small business Loans (Rs 5 lakh to Rs 25 lakh) (No processing fee applicable for small business loans below Rs 5 lakh)

Pre-Payment Charges

HSBC Business Loan

Interest Rate

13%

Loan Amount

Up to ₹75L

EMI Per Lakh

₹2,275

Processing Fees

Processing fee (% of sanction limit) 1%

Pre-Payment Charges

Prepayment / foreclosure charges for MSME 2%.

ICICI Bank Business Loan

Interest Rate

12.5% - 16%

Loan Amount

₹1L - ₹40L

EMI Per Lakh

₹2,250 - ₹2,432

Processing Fees

Up to 2% (plus applicable taxes) of the facility amount

Pre-Payment Charges

Charged as per the terms and conditions mentioned in the sanction letter. No foreclosure charges for Micro and Small enterprises.

Union Bank of India Business Loan

Interest Rate

11.4% - 15.5%

Loan Amount

Up to ₹15L

EMI Per Lakh

₹2,194 - ₹2,405

Processing Fees

Up to 1% (Maximum Rs 7,500)

Pre-Payment Charges

There is no prepayment penalty if the loan is adjusted by the borrower from his/her own verifiable legitimate sources.

State Bank of India Business Loan

Interest Rate

2.5% of Loan amount for Business Loans (loan amount greater than Rs 25 lakh)

3% of Loan amount for small business Loans (Rs 5 lakh to Rs 25 lakh)

(No processing fee applicable for small business loans below Rs 5 lakh)

Charged as per the terms and conditions mentioned in the sanction letter.

No foreclosure charges for Micro and Small enterprises.